Instant
Same-Day Bank Settlement
Collect card and bank transfer payments securely with automated same-day settlement directly into your Nigerian bank account.
Direct bank payoutZero settlement delayCard & Transfer
Payments
Get paid instantly with same-day settlement.
Collect card and bank transfer payments from Nigerian buyers with automated same-day bank settlement, zero delays, and clean financial records.
₦0
Setup Cost
0s
Store Setup
0+
States Covered
0%
Same-Day Payout
Instant Bank Settlements & Invoices
Direct payouts to your Nigerian bank account with zero settlement delay and automated PDF receipts.
Same-Day Settlements
Branded PDF Invoices
Direct Bank Payouts
Clean Naira Reports
Customer Debt Log
Secure Payment Verification
Same-Day Settlements
Branded PDF Invoices
Direct Bank Payouts
Clean Naira Reports
Customer Debt Log
Secure Payment Verification
Built to do the work
Everything for your Payments
Branded Digital PDF Invoices
Create and issue custom PDF invoices with your store logo, breakdown of items, and bank details in just two taps.
PDF exportWhatsApp shareLogo branded
Automated WhatsApp Receipts
Instantly send branded digital payment receipts to your customers on WhatsApp as soon as payment is confirmed.
Proof of paymentCustomer trustOne-tap send
Analytics
Clean Naira Sales Reports
See your total revenue, cash flow, top-selling items, and profit margins clearly without spreadsheets.
Daily ledgerProfit insightsExportable data
HOW IT WORKS
01
Open your store in 60 seconds.
No website. No developer. One shareable link — drop it into any WhatsApp chat.
Sell everywhere.
Manage anywhere.
Generate a payment link in seconds. Drop it into any chat. Wherever your customers are, PayCart is there.
WhatsApp
Sell in every conversation
Instagram
Turn followers into buyers
TikTok
Every viral video sells
Facebook
Reach every community
Your store link
One link. Sell anywhere
PayCart has you covered.
Join numerous sellers.
From Instagram vendors to physical stores, PayCart is how they get paid — with every tool they need in one app.
Inventory tracking
Instant payments
Multi-channel orders
Push notifications
AI business insights
Delivery booking
WhatsApp commerce
Coupons & campaigns
Customer reviews
Invoices & receipts
Cart recovery
Customer CRM
Inventory tracking
Instant payments
Multi-channel orders
Push notifications
AI business insights
Delivery booking
WhatsApp commerce
Coupons & campaigns
Customer reviews
Invoices & receipts
Cart recovery
Customer CRM
Payment Confirmedjust now
₦12,500 settled
New Order2m ago
Ankara wrap set
Inventory Alert15m ago
Low stock: Silk bonnets
Delivery Booked1h ago
Pickup scheduled for 2pm
Payment Confirmed2h ago
₦45,000 settled
New Order3h ago
Skincare bundle
Payment Confirmedjust now
₦12,500 settled
New Order2m ago
Ankara wrap set
Inventory Alert15m ago
Low stock: Silk bonnets
Delivery Booked1h ago
Pickup scheduled for 2pm
Payment Confirmed2h ago
₦45,000 settled
New Order3h ago
Skincare bundle
FAQs.
ANSWER 01
What is PayCart, exactly?
PayCart is the Mobile-First Merchant Operating System for small businesses and social sellers in Nigeria. We aggregate payments, logistics, banking and AI so you can run your whole business from one app.