Start Free
Transparent Merchant Pricing

Honest pricing for honest hustle.

Start free with zero card upfront. Upgrade only when your orders demand it.

Starter

Starter

Launch your business with zero upfront cost

Free

What's included

20 live product showcases
Personal digital storefront (with PayCart branding)
Log walk-in & in-person sales (10 records/mo included)
Direct storefront checkout & bank transfers
Real-time sales intelligence & daily revenue pulse
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Capped at 20 active products
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Limited to 50 store orders/month
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PayCart branding on storefront
Lite

Lite

For ambitious sellers ready to scale walk-ins and own their brand

₦5,000/month

What's included

Everything included in Starter
Up to 50 live products & variants
Unlimited walk-in & offline sale recording
Remove PayCart branding (custom brand identity)
Promotional coupons & automatic cart discounts
Multi-location custom delivery zones
Customer CRM & automated inventory alerts
Priority email concierge
Most Popular
Growth

Growth

The complete Merchant Operating System for scaling businesses

₦9,500/month

What's included

Everything included in Lite
Infinite product catalog & unlimited storage
Unlimited in-person POS sales recording
Automated cart win-back engine
Smart studio product descriptions
Executive business performance & margin reports
Campaign broadcasts & customer marketing
Automated daily bookkeeping & settlements
Multi-staff access & role-based permissions
Dedicated WhatsApp VIP concierge

Frequently Asked Questions

Everything you need to know about billing, trials, and plans.

Can I change plans later?

Yes. Upgrade or downgrade at any time. Changes take effect immediately.

Is there a free trial?

Yes — the Growth plan comes with 14 days free. No credit card required upfront.

What payment methods are supported?

Bank transfers, USSD, and debit cards via Paystack. Settlements go straight to your bank.

Can I cancel anytime?

Absolutely. Cancel your subscription with zero penalty fees anytime in settings.

Ready to grow your business?

Join thousands of Nigerian sellers managing their inventory, orders, and storefront on PayCart.